Insurance

HEALTH INSURANCE VS VISION INSURANCE

Look Up Your Insurance Benefits by clicking on the link for your Health Plan and/or your Vision Insurance Plan.

Scroll to the bottom of the page for an alphabetical listing.

In most cases, your major medical insurance plan will cover your Comprehensive Eye Exam much like they cover a visit to your Primary Care Physician or a specialist treatment.

IF YOU HAVE AN HMO INSURANCE PLAN, PLEASE OBTAIN A REFERRAL FROM YOUR PRIMARY CARE PROVIDER IF YOU HOPE TO USE MEDICAL INSURANCE TO COVER YOUR EYE EXAM. YOU MUST HAVE A MEDICAL REASON SUCH AS DRY EYE, EYE PAIN, DOUBLE OR BLURRY VISION OR A CONDITION SUCH AS GLAUCOMA, CATARACT OR RETINAL DEFECT. NEARSIGHTEDNESS, FARSIGHTEDNESS, ASTIGMATISM or PRESBYOPIA ARE NOT CONSIDERED MEDICAL!

IF YOU HAVE DIABETES, YOUR MEDICAL PLAN WILL CUSTOMARILY REQUIRE A DIABETIC EYE EXAM AND DILATION WHICH WILL BE BILLED TO YOUR MEDICAL INSURANCE PLAN. IF THIS IS THE CASE, YOUR MEDICAL PLAN WILL COVER THE EXAMINATION AND YOU WILL BE RESPONSIBLE FOR YOUR MEDICAL CO-PAY AND/OR ANY OUTSTANDING DEDUCTIBLES YOUR PLAN MAY REQUIRE.

Vision Insurance Plans We Accept:

Please contact your human resources department if you have difficulty verifying your benefits.

• Eyemed
• Vision Service Plan (VSP)
• Vision Care Plan (VCP)/Comp Benefits
• Superior Vision
• Spectera/United Vision* (PORTER ONLY)
• Davis Vision (PORTER ONLY)3

Medical Insurance Plans We Accept:

• Aetna
• Aetna Vision One Discount
• Beechstreet
• Benefit Planners
• Blue Cross Blue Shield
• Cigna
• Compbenefits
• Conventry
• First Health
• Fiserv Health
• Golden Rule
• Greatwest
• Guardian
• HealthSmart
• Humana
• Interplan Health Group
• Medi
• Memorial Herman (NEW)
• Multiplan
• Pacificare
• PPO Next
• Principal Financial Group
• Private Healthcare Systems (PHCS)
• Texas True Choice
• Tower Life Healthcare
• United Medical Resources (UMR)
• United Healtcare
* Family Vision Center of Crosby provides a special discount to Spectera Patients but the patient must pay for materials and submit an out-of-network claim. Spectera will pay claims directly to the patient through their out-of-network claim process. Call our office for more details. Family Vision Center of Porter is a participating Spectera provider.

Don’t have vision insurance?

You can enroll in a VSP Individual Vision Plan today.

www.saveonvision.com

If you do not see your insurance listed here, please contact us to inquire about your plan.

Please contact your human resources department if you have difficulty verifying your benefits.